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  2. The Effects of Universal Health Insurance on Household Financial ...

    https://www.cerf.cam.ac.uk/sites/www.cerf.cam.ac.uk/files/effect1.pdf
    15 Sep 2021: Norwegian School of Economics, Helleveien 30, 5045 Bergen, Norway (e-mail: fred.schroyen@nhh.no). ... 1See Townsend (1995) and Dercon (2002) for a review of the use of risk-coping strategies by households in developingcountries.

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