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  2. MORTGAGE DEFAULT: CLASSIFICATION TREES ANALYSIS David Feldman* and…

    mi.eng.cam.ac.uk/~mjfg/local/4F10/Feldman_Gross.pdf
    15 Nov 2005: Cross-Validation method, and the Test-Sample method. In the former, the learning. ... replace the more costly Cross-Validation misclassification estimation by the. Test-Sample method.

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